I'm planning to buy an apartment for personal use, as I realized that paying down debit for a decade boils down to the same as paying rent with the difference of owning the place in the end. Since I have strong ties to the region (friends, family, work) it

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owning real estate Anonymous 05/04/25 (Sun) 13:37:31 No.22230

I'm planning to buy an apartment for personal use, as I realized that paying down debit for a decade boils down to the same as paying rent with the difference of owning the place in the end. Since I have strong ties to the region (friends, family, work) it also grants me more freedom and security.

Do you own real estate or will you inherit the home of your parents? Can you give advice on what to look out for? Much appreciated.

No matter where I lived, I always felt like being a nomad, just having a stop at the current place. The prospect of finding a place I can call "my home" gives me a warm and fuzzy feeling, I haven't encountered in quite a while.

Anonymous 05/04/25 (Sun) 21:59:10 No.22231

File: 1746395950026.jpg (1.22 MB, 1200x1600, 1745957090897-4.jpg)

You are aware that most people here are stinky neets, right?

Anonymous 05/04/25 (Sun) 23:13:11 No.22233

If you're planning to stay in the same place for a decade+, you'll almost always come out ahead buying. If you find a place you like, make sure to hire a reputable inspector to check if there's any issues before closing. Usually it's better to get an inspector unaffiliated with your real estate agent.

Make sure to budget for upkeep/repairs in addition to mortgage. When you own the house, it's up to you to fix things or hire someone to fix things when they break.

Anonymous 05/04/25 (Sun) 23:19:04 No.22234

i am thinking about buying a 500,000 house this summer

Anonymous 05/05/25 (Mon) 02:04:47 No.22235

I own an empty block of land that I can't do anything with until I get another proper "real" job.

sighhh

Anonymous 05/05/25 (Mon) 06:08:52 No.22236

>>22230
>paying down debit for a decade boils down to the same as paying rent with the difference of owning the place in the end
My parents are telling me the same thing but I'm planning on killing myself in my 30s so I don't know how to explain them that renting is a better option for me.

Anonymous 05/05/25 (Mon) 16:41:36 No.22249

>>22236
i planned to kill myself when i was 12, then i planned to kill myself when i was 16, then it was 17, then it was 21, then it was 24, then it was 27, then it was 29.5.

now I'm 32.

i hope you have more success in life than me.

Anonymous 05/06/25 (Tue) 13:56:09 No.22261

>>22249
Same here. I was suicidal or on drugs or both throughout my 20s. It might be something you eventually grow out of, if you put in a little effort to find things worth to press on for.

For a long time I thought life only would get harder, but that is something you have partially control over, hence I decided to create safety nets for myself to not depend on a single rope anymore. Hope for the mediocre, prepare for the worst.